Terms of use and sale

Last updated: 5 November 2026

1. Who we are

www.mlgearcalculator.com ("the site") is run by Liam Smart, a sole trader in the United Kingdom, trading as "ML Gear Calculator". Email: mlgearhelper@gmail.com. Not VAT-registered, so no VAT is charged.

2. Fan tool disclaimer

The site is an unofficial, fan-made planner for the game Million Lords. It is a fan-based community project, not an official Million Lords product, and is not endorsed by or affiliated with the game's developers. Game names, artwork and data belong to their owners. Game numbers can change at any time; results are estimates and come with no guarantee of in-game outcomes.

3. Free features and accounts

The equipment planner is free. You can create an account (email and password, an emailed sign-in link, or Google) to save loadouts. You must be at least 13 years old (or the minimum age in your country) to create an account. Keep your sign-in details safe. You can delete your account at any time from the Account page.

4. VIP lifetime unlock

• What you get: access to the gem optimiser and budget planner on your account for as long as the site runs ("lifetime" means the lifetime of the service, not your lifetime).
• Price: £2.00, a one-time payment, no subscription. No VAT is added (we are not VAT-registered); the price you see is the price you pay.
• Payment is handled by Stripe. We never see your full card details.
• VIP is personal to your account and may not be resold or shared. We may suspend VIP for abuse, for example automated scraping of the optimiser.
• If we ever close the service, we will give at least 30 days' notice on the site.

5. Your right to cancel, and no refunds after you use the optimiser

VIP is digital content supplied straight away. Under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 you normally have 14 days to cancel a purchase of digital content. You lose that right once supply has started, if you gave your express consent to immediate supply and acknowledged that you would lose the right to cancel. You give that consent and acknowledgement at checkout.

• Before you first use the optimiser (gem optimiser or budget planner) you can cancel within 14 days of purchase for a full refund. Email mlgearhelper@gmail.com.
• Once you have used the optimiser, the purchase is non-refundable. We record the date and time your account first used it, and we may use that record as evidence, including in a card dispute.
• VIP that was unlocked with a free code is not a purchase, so it cannot be refunded.
• This does not affect your statutory rights under the Consumer Rights Act 2015 if the digital content is faulty, not as described or not fit for purpose. In that case we will repair or replace it, or give a refund where the law requires.
• If a payment is refunded or successfully disputed, VIP is removed from the account.

6. Redeem codes

Codes are single-use, have no cash value and may expire or be withdrawn before they are redeemed. Repeated wrong attempts are temporarily blocked.

7. Acceptable use

Do not try to break, overload, reverse-engineer or bypass the access controls of the site or its API, and do not use it for anything unlawful.

8. Liability

Nothing in these terms limits liability that cannot be limited by law (for example for death or personal injury caused by negligence, or for fraud). Otherwise our total liability to you is limited to the amount you paid us. We are not liable for in-game losses or decisions you make based on the site.

9. Changes and law

We may update these terms; the version shown at your purchase applies to that purchase. These terms are governed by the law of England and Wales. If you live in Scotland or Northern Ireland, you can also bring claims in your local courts.

10. Contact

mlgearhelper@gmail.com · Privacy notice · Back to the planner